Buying Spanish Property

Welcome to CasaEspanha! We’re delighted you’re here and excited to help you find your dream home or investment property on the Spanish coast.

Whether you’re looking for a holiday retreat, a smart investment, or a permanent residence, our expert multilingual team—backed by 20+ years of international real estate experience—is ready to guide you every step of the way, from property search to final purchase, ensuring a seamless and stress-free experience.

Finding the Right Property

• Understanding Your Needs
  Every buyer has unique preferences, whether it’s a beachfront villa, a city apartment, or a countryside retreat. We take the time to understand your requirements, lifestyle, and budget to match you with the best properties.
• Exclusive Listings & Market Insights
  With access to a vast portfolio of properties, including off-market opportunities, we provide a curated selection tailored to your preferences. Our market expertise helps you identify the best investment opportunities and secure properties at competitive prices.
• Property Viewings
  Once we shortlist properties that meet your criteria, we arrange in-person or virtual tours, providing detailed insights on location, amenities, and potential returns on investment.
• Negotiation & Offer
  When you find the perfect property, we guide you in making a competitive offer. Our local expertise helps negotiate favorable terms, ensuring you get the best value for your investment.

Guiding You Through The Buying Process

• Legal Checks
  Before proceeding with the purchase, a legal review ensures the property is free from debts, liens, or zoning issues. We connect you with expert real estate lawyers to handle due diligence, giving you peace of mind.
• Reservation Agreement
  To secure the property, a reservation agreement is signed, and a deposit (typically a few thousand euros) is paid. This removes the property from the market and shows your commitment to the purchase.
• Private Sale Contract
  Once legal checks are complete, a private contract of sale (contrato privado de compraventa) is signed, confirming the purchase terms. A deposit is required at this stage:
  • 10% for resale properties
  • 30% for off-plan new builds
  • This legally binding agreement protects both buyer and seller until completion.

Brokering Mortgage & Financing

If financing is required, we assist in securing a mortgage with a Spanish bank, guiding you through the application process, interest rates, and necessary documentation.

• Final Completion & Ownership Transfer
  The purchase is finalized by signing the deed of sale (escritura de compraventa) before a notary. The remaining balance is paid, ownership is officially transferred, and the property is registered in the Land Registry.

What Are The Real Costs Of Buying Property in Spain?

Expect to budget an additional 8-12% on top of the purchase price for taxes and fees, which vary by region.

Taxes & Fees:

• Resale Properties: Transfer Tax (ITP) 6% to 10%
• New Builds: 10% VAT + 1.5% Stamp Duty (reduced to 6.5% VAT in the Canary Islands)

Additional Costs:

• Notary Fees: €600 – €1,000
• Land Registry Fees: €400 – €700
• Legal Fees: 1% – 2% of the purchase price
• Mortgage Costs: Valuation, application fees, and mortgage stamp duty (varies by lender)
• Other Fees: Administrative costs, community fees (for developments), and ongoing property taxes

Why Buy with CasaEspanha?

• Extensive Property Portfolio – Access to the best listings, including exclusive off-market deals
• Expert Negotiation – Secure the best price and terms
• End-to-End Support – From search to closing, we handle every detail
• Legal & Financial Guidance – Connect with trusted professionals for a seamless transaction

Start your Spanish property journey today—contact us!